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Personal Contract Hire

25th Jan 2020 - Our offers are constantly updated so please get in touch if you cannot see the exact vehicle you require!
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Personal Contract Hire - personal leasing

Personal contract hire (PCH), sometimes called personal leasing, has become increasingly popular in recent years as customers have become aware of the benefits leasing offers. These benefits include the ability to drive a new car every two to three years for a fixed monthly cost - with no risk or hassle regarding the disposal of the vehicle at the end of contract.

At a glance, a PCH agreement involves you signing a contract to lease a car for a fixed period of time, with a specific amount of miles allowed - usually quoted as a figure per year. In return you will pay an advance rental prior to delivery of the car and then a monthly payment until the end of the agreement. There is no option to own your car at the end of the contract, it is simply returned to us.

You have the choice to add a maintenance option to your agreement. This gives you even greater control of your motoring costs as you'll be safe in the knowledge that your servicing and repair costs are covered - but please note that as comprehensive as our maintenance package is, it won't cover you for damaging the vehicle.

Advantages of PCH

  • Option to take a new car every two to three years
  • Flexible initial payment
  • Fixed cost motoring
  • Flexible profiles to suit you
  • At the end of your contract, simply hand the vehicle back
  • Option of including maintenance with the contract

Disadvantages of PCH

  • Vehicle must be returned in a well maintained condition
  • Early termination of your agreement isn't possible
  • You will never own the vehicle

More Information on Personal Contract Hire:

If you would like more information about PCH then you can download our guide to PCH here or if you have a specific question why not check our FAQs section - click here. Alternatively why not get in touch and have a chat? We would be more than happy to talk through whether PCH is right for you and answer any specific questions you might have.

If you choose to take out a Maxxia (that's us) Personal Contract Hire agreement, it will be underwritten by Close Brothers - you can read more about this in our Initial Disclosure Document.

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